The deadline is fast approaching to enroll in Pennie, Pennsylvania’s health insurance marketplace, in time to ensure continuous coverage for all of 2024.
For coverage beginning Jan. 1, the deadline is Dec. 15, Pennie leaders said during a virtual press conference Tuesday.
“If you wait until you need medical care, it will be too late to enroll,” said Pennie Executive Director Devon Trolley.
Pennie serves individuals and families who aren’t covered through an employer or another public insurance program like Medicaid or Medicare. It is the state counterpart to Healthcare.gov, the federal marketplace established under the Affordable Care Act.
Pennie’s annual open enrollment period began Nov. 1. At other times, customers can only join Pennie or change their plan details if they experience a “qualifying life event,” such as a job change.
Plans on Pennie are heavily subsidized, and roughly nine out of 10 customers qualify for savings. Premiums are capped at no more than 8.5% of household income.
Customers who miss the Dec. 15 deadline can still enroll by Jan. 15 for coverage beginning Feb. 1. After that, Pennie’s open enrollment period comes to an end.
Customers can shop for plans on the Pennie.com website. For those who need guidance, Pennie provides customer service online, by phone and in person. Free assistance is also available from nonprofit partners, including Union Community Care in Lancaster County.